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this way you also automatically get a way to look in on the status of your application. Supposedly, doing the form online can make the process from one to two weeks faster than submitting the paper form. Either way, you will find that the form is relatively easy to fill out, and typically will require much of the same information that would be included in the parent?s tax returns. Student loans are also available to those who turn out to be ineligible for the regular unsecured low interest student loans. These other loans are normally called Parent Plus loans or private alternative loans, or just ?alternative loans?. These are basically loans made with a co-signature from the parents. In effect it?s no different from a young person buying a car with a parent?s co-signature. Both the student and the parents are on the hook for repayment of the loan. Because of the government regulation involved with the unsecured student loans, this is one of the few types of loans that do not require a whole lot of shopping around. There is not a lot of variability in the interest rates and other features of the government sponsored loans. The same is not true for the Parent Plus loans or private alternative loans. With those you do need to shop around. So the first step is really to fill out a FAFSA form well in advance of the time tuition is due and use that to start your quest for college money. This will help you to determine what kind of student loans you are eligible for and assist you greatly in your loan shopping.